Legal
Terms of Service
HODLearn teaches Bitcoin. It does not give financial advice, and HODLearn Points are not money. The full terms are below — questions go to info@hodlearn.io.
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Acceptance of Terms
By accessing or using HODLearn, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.
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Eligibility
You must be at least 13 years old to use HODLearn. By using our services, you represent that you meet this age requirement.
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Educational Purpose Only
HODLearn provides educational content about Bitcoin for informational purposes only. Nothing in our app constitutes financial, investment, tax, or legal advice. We are not financial advisors. Always do your own research and consult qualified professionals before making any financial decisions. Past performance of Bitcoin is not indicative of future results.
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HODLearn Points
HODLearn Points are virtual rewards earned through learning activities. HODLearn Points are NOT real Bitcoin, cryptocurrency, or money. They have no cash value and cannot be exchanged for real currency. Points are for educational and gamification purposes only and may be modified or reset at our discretion.
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User Accounts
You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must provide accurate information and keep it updated. Notify us immediately of any unauthorized use.
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Community Guidelines
When using our community features, you agree not to: post spam, hate speech, harassment, or illegal content; impersonate others or spread misinformation; share financial advice or promote specific investments; violate others' privacy or intellectual property. We reserve the right to remove content and suspend or ban users who violate these guidelines.
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Subscriptions and Payments
Some features require a paid subscription (HODLearn Premium), offered as auto-renewing monthly, 6-month, and 12-month plans. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically at the same price unless you cancel at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple ID account settings; deleting the app does not cancel a subscription. Refunds are handled according to App Store policy.
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Intellectual Property
All content, including lessons, quizzes, graphics, and materials, is owned by HODLearn and protected by copyright law. You may not reproduce, distribute, or create derivative works without our written permission.
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Account Termination
We reserve the right to suspend or terminate your account at any time for violations of these terms, fraudulent activity, or any other reason at our sole discretion. You may delete your account at any time through your account settings.
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Limitation of Liability
HODLearn is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages. We are not responsible for any financial decisions you make based on our educational content.
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Changes to Terms
We may modify these terms at any time. We will notify you of material changes by email or through the app. Continued use after changes constitutes acceptance of the new terms.
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Governing Law
These terms are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.
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Contact
Questions about these terms? Contact us at info@hodlearn.io.